If you’re already a U.S. Bank customer

That wide range will make it easy to find a loan term that makes sense for your situation.

When you choose the term of your loan , try to strike a balance between a monthly payment you can handle and a low total cost of the loan.

Aim for a monthly payment that won’t strain your budget, but that isn’t much smaller than you can handle. That will let you pay the loan off as quickly as you can.

Application Requirements
There are a few requirements that you need to meet when applying for a U.S. Bank personal loan.

Must be existing customer
The main requirement that you must meet to get a personal loan from U.S. Bank is that you must already be a U.S. Bank customer.

You cannot get approved for a personal loan without also having a U.S. Bank checking account or HELOC.

If you’re already a U.S. Bank customer, you can apply for the loan and will have a chance of being approved. U.S. Bank will look at your application and consider your credit score and annual income.

the better your chances of getting approved for the loan are.

Require credit score for the best rate
If you want to qualify for the best interest rate possible, you must have a credit score of at least 760.

This is generally considered excellent credit.

You also have to set up automatic payments from a U.S. Bank Consumer Silver, Gold, or Platinum checking accounts.